The Rise of Health Insurance

I just can’t believe it, as if the cost of health insurance wasn’t ridiculous enough. But my premium went up so much that my wife had to find a second job for us. A huge chunk of change comes out of my paycheck each pay period now to pay for health insurance. We already have enough things to worry about with kids like school fees, clothes for baby, grocery bills, and now have a monthly pharmacy bill which includes medication for my son and my wife. This wasn’t cheap as it was, but the co-pay was affordable. Now, instead of paying the usual $20 and $35 a month co-pay for the prescriptions, we are to pay the new year deductible first of $200 and then the co-pay.
And if that wasn’t enough, doctor co-pays have gone up. With three children, there are a lot of doctor visits. This really adds up! Sometimes we are forced to call and cancel a doctor’s visit here and there because we just don’t have the money to pay the co-pay that day. When will this ever end? How are people suppose to get the health care they need with the costs of insurance. In the United States, there are some states that require health insurance. Now what do they expect people to do that cannot afford the premiums? There really isn’t anything they can do except for apply for the welfare insurance.
Things really need to change in this economy as it is effecting everyone worldwide.
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